Monthly Newsletter Sign up to receive our complimentary newsletter regarding industry-related topics each month.December 2020Are You Tall Enough to Invest?Being Warren Buffett - For Your KidsHealthy Spending Today = Better Spending TomorrowThe Last Thing to Do Before Year-EndDecember-2020-WestPac-Newsletter.pdfNovember 2020Block Out the Noise: It's All About IncomeThe DIY Annuity: It May Be Possible, Until It Isn'tSaving to Pay Off the MortgageGetting Then Giving, or Is It Giving Then Getting?November-2020-WestPac-Newsletter.pdfOctober 2020Play the Center Square - and Dominate!401(k) Loans and Unemployment - a Bad ComboDeposits: How Magic Happens!The Household CFO: Efficient or Risky?October-2020-WestPac-Newsletter.pdfSeptember 2020The View From Mount StupidNon-Guaranteed Assets: In Theory and PracticeHas the Pandemic Locked You Out of a HELOC?The Blue Zone Financial ProfessionalSeptember-2020-WestPac-Newsletter.pdfAugust 2020Living Prudently in the NowA One-Club Suggestion for Personal FinanceRemote Work, Nexus, and Jock TaxesTechnology Dilemma: When is Easier Better?August-2020-WestPac-Newsletter.pdfJuly 2020Why Your "Number" is Really Two NumbersFinancial Insight From the Pandemic: Many Americans Didn't Make Their BedsThe Cares Act: Yes or No to CRDs or RMDsThe $10 Million American LifeJuly-2020-WestPac-Newsletter.pdfJune 2020Surviving the Black SwanWill You Lose Your Rings in Retirement?A Real-Life Risk Tolerance TestNot Having Insurance Makes Me More Careful (WHAT?!)June-2020-WestPac-Newsletter.pdfMay 2020Balancing Efficiency and ResilienceCash Values for Retirement Income: A Case StudyThe Special Needs Trust: A Hopeful Answer to Tough QuestionsThe Actuaries Have Spoken: TWD is Risky!May-2020-WestPac-Newsletter.pdfApril 2020The Nastiest, Hardest Problem in FinanceThe Illusion of "Defeased Debt"Backhoes and Life Insurance: When "Simple" Becomes "Simplistic"A Retirement Investment that Yields 3X HappinessApril-2020-WestPac-Newsletter.pdfMarch 2020Pragmatic VisualizationThe Secure Act Changes IRAsInterest Rates: Is the Long Term Trend Lower?The Irrational Exuberance in Men's UnderwearMarch-2020-WestPac-Newsletter.pdfFebruary 2020A Sophisticated Perspective on CashThe Trustee for Your Estate Plan: Choose WiselyShould You Pay Off Your Mortgage Before Retirement?Why You'll Select the Aardvark AccountFebruary-2020-WestPac-Newsletter.pdfJanuary 2020Eustress to Relieve Money StressReal ID and Other Important DocumentsGradually, Then Suddenly - In CarsThe Virtues of ProsperityJanuary-2020-WestPac-Newsletter.pdfDecember 2019Making a List, Checking It TwiceIs Now...Could Be Later...Might NotWhen You're Saving, Save Room for DessertHave You Been "Framed" About Retirement?December-2019-WestPac-Newsletter.pdfNovember 2019The Desirable BorrowerKeeping it RealIndividual Disability Insurance: A Must-Have for "Specialized Incomes"A Bunch of Good Reasons to GiveNovember-2019-WestPac-Newsletter.pdfOctober 2019Finding a T-Shirt That FitsDon't Be a Test Pilot!The Unfortunate Phenomenon of Gray DivorceThe After-50 EntrepreneurOctober-2019-WestPac-Newsletter.pdfSeptember 2019Is Family Caregiving in Your Future?Intentional InheritanceCash Value Loans? Gotcha!Don't Compartmentalize Your Retirement PlansSeptember-2019-WestPac-Newsletter.pdfAugust 20198000 Days: Imagine the PossibilitiesDon't Blame the CoffeeHow You Doin'? (A Self-Assessment)FOMO and FOL: the Same but DifferentAugust-2019-WestPac-Newsletter.pdfJuly 2019Playing Moneyball with Life InsuranceInsight: High Income ≠ Financial SavvyDynamic Principles for a Good YearThe Duty of Every American: Archiving Tax RecordsJuly-2019-WestPac-Newsletter.pdfJune 2019Do You Believe? A Fix for "Dumb Money"Why Are We Underprepared for Widowhood?Reality Check: the Delusion of an Athletic ScholarshipHow Life Insurance Could Extend Your LifeJune-2019-WestPac-Newsletter.pdfMay 2019How Savings Protect Your InvestmentsThe Chart of The CenturySpending: The House Drives EverythingMore Money or More Time?May-2019-WestPac-Newsletter.pdfApril 2019Stupid Rules and PrinciplesSection 199A: Unintended Consequences for Small Business OwnersPirates and Password RetrievalThe Framing of Tax RefundsApril-2019-WestPac-Newsletter.pdfMarch 2019A Blast From The Past (As In 1999) "The Bank of Mom & Dad" vs. RetirementThe First Life Insurance Decision 4 Percent Consols: The Oldest "Active" DebtMarch-2019-WestPac-Newsletter.pdfFebruary 2019Planning for Leisure Before RetirementDebunking a "Flat Earth" TheoryCan You Adjust Your Biological AgePremium Financing: Leveraging for Life InsuranceFebruary-2019-WestPac-Newsletter.pdf January 2019The Others in Your RetirementYour 2018 Tax Return: Will You Pay More or Less?Cover Your (Small Business) AssetsIRA. 401(K). YOYO.January-2019-WestPac-Newsletter.pdfDecember 2018A Retreat to Move ForwardEasing Off Accelerated Debt ReductionGetting to "AHA" with Whole Life InsuranceCan Imaginary Numbers Effect Real Change?December-2018-WestPac-Newsletter.pdfNovember 2018Getting On The Right TrackTo Buy or Rent? Your Results May VarySmart GivingRemembering What You Already ForgotNovember-2018-WestPac-Newsletter.pdfOctober 2018The Deception of the LedgerLife After Driving: An Overlooked Phase of RetirementIn America, Anyone Can Borrow Like a President (But Should They?)Who's In Your Dunbar Number?October-2018-WestPac-Newsletter.pdfSeptember 2018The Antidote for IrritationalityKeep Saving "Alive" During A DisabilityThe Backstory for "Buying The Farm"Empty Nest Catch-Up PlansSeptember-2018-WestPac-Newsletter.pdfAugust 2018Is It Time to Flip the Script?Keeping Permanent Life Insurance PermanentCollege Knowledge: 136 Names for Student LoansThat's Funny (And True).August-2018-WestPac-Newsletter.pdfJuly 2018On Fire For RetirementPaid-Up Whole Life Insurance- With Just One PaymentAre Your Vital Records Certified?Business Built to Survive Creative DestructionJuly-2018-WestPac-Newsletter.pdfMarch 2018Re-Inventing Personal FinanceAuto-Enrollment: A "Nudge" Toward More Debt?"Too Late Smart" About Life Insurance?Three Steps to Preventing The Lost Estate PlanMarch-2018-WestPac-Newsletter.pdfFebruary 2018Who Passes Up a 400 Percent Return?The Tension between Opportunities and GuaranteesTax Management Can Be a Financial EmergencyFebruary-2018-WestPac-Newsletter.pdfJanuary 2018College Education v. Debt and SavingsUnintended Consequences: 401(k)s Clobber the Best SaversTerm Life Insurance: It's Not So SimpleJanuary-2018-WestPac-Newsletter.pdfNewsletters prior to 2018 have been archived. Subscribe To Our Newsletter Name Email Address Phone Thank you! Oops!