Stephen Kelly, CFP®, works with high-net-worth executives, attorneys, and closely held business owners who need sophisticated, tax-aware wealth strategies — especially those navigating the unique complexities of privately held businesses.
Stephen's path to financial planning is unconventional. He worked full-time to self-finance his B.A. in Global Studies (Politics & Economics) from UC Santa Barbara, then spent years leading executive teams and complex operations across the hospitality industry. That background gives him a working knowledge of what business owners actually face: payroll, people, succession, and the constant tension between reinvesting in the business and building personal wealth.
Today, he provides comprehensive guidance across executive compensation, business succession, and wealth transition — working closely alongside clients' CPAs, estate attorneys, and risk specialists to help prevent the gaps and misalignments that can erode wealth across a lifetime.
Stephen holds his CFP® designation along with Series 7, Series 66, and Life & Health licenses.
He lives in San Diego with his wife, their child, their dog, and remains actively engaged in his community.
Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 5280 Carroll Canyon Rd., #300 San Diego, CA 92121 619.684.6400. Securities
products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New
York, NY. PAS is a wholly owned subsidiary of Guardian. WestPac Wealth Partners, LLC is not an affiliate or subsidiary of PAS or Guardian. Insurance products offered through
WestPac Wealth Partners and Insurance Services, LLC, a DBA of WestPac Wealth Partners, LLC. CA Insurance License #0K64536 | Guardian, its subsidiaries, agents, and
employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. | 8962879.1 exp. 06/28