Michael’s philosophy is to" build relationships" with his clients to help them realize" financial confidence" by providing a comprehensive planning approach based on a commitment to sound financial strategies, attention to detail, a service-oriented focus and “state of the art” ideas. His goal is to "help his clients pursue their wealth management goals" and then protect and preserve their’ lifestyles, assets and loved ones. While the strategies for each of his clients may be different, the goal is always the same…to help provide the financial "stability" everyone wants to achieve.
Michael and his team concentrates in answering the two fundamental questions that everyone has of the financial industry, “will I make it?, and do I have any financial blind spots?” In answering the first question, Michael has found that most people he speaks with haven't yet defined it! So the first thing his team does is to sit down with his clients to help them define the objectives they were trying to accomplish with their wealth…with a high degree of specificity. Michael then takes a look at everything each client is doing financially to determine if their objectives where accomplished. He basically maps their current financial structure to their overall short-term and long-term financial objectives to ensure that they both align. If they don't, he points out their specific challenges and gives his clients a detailed recommendation to help them get back on track. Once the first question has been addressed, he moves to the second question: do I have any financial blind spots? At this stage, Michael’s team takes a 360° look at his clients finances to determine if there is anything they might have overlooked that might do harm to their family or business. Any risk exposure he uncovers will be brought to their attention and again Michael’s team will provide a rational strategy designed to help mitigate the risk. Once this process is completed, his clients not only will have a comprehensive wealth management strategy in place, but they will have addressed the two questions that may have been on their minds.
Michael graduated with a B.S. in Business Administration, concentrating in finance. From there he became a stock broker at one of the largest Private Wealth Management Companies in the world, UBS-PAINEWEBBER - San Francisco office.
Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. WestPac Wealth Partners LLC is not an affiliate or subsidiary of PAS or Guardian. Insurance products offered through WestPac Wealth Partners and Insurance Services, LLC, a DBA of WestPac Wealth Partners, LLC. CA Insurance License Number - 0E09782. | 2023-164198 Exp. 11/25