When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Insuring Your Second Home There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk. The Big Little Things: 5 Easy Ways to Protect Your Money Put measures in place to help you replace a portion of your income if the unexpected happens.